Terms & Conditions of Service

Please read the following terms and conditions carefully before registering, accessing, browsing, downloading or using the Application. By accessing or using the Mobile Application (hereinafter “App”) or by using the Service (defined below), you agree to be bound by these terms and conditions set forth below including any additional guidelines and future modifications. If at any time you do not agree to these terms and conditions or do not wish to be bound by these terms and conditions, you may not access or use the Application and immediately terminate your use of the services.

Your Agreement to these Terms and Conditions for availing Service (as may be amended from time to time, the “Agreement”) is a legal contract between you being, an individual Customer, User of this Service, and SOFFICE GLOBAL TECHNOLOGIES PVT. LTD. (hereinafter “Soffice”) having its registered office at 37-93/51, Road No 4, Madhura Nagar, Neredmet X Roads, R K Puram Post, Secunderabad - 500056, Telangana, INDIA. All Services are rendered by Soffice through its platform under the brand name “CLICK&PAY”.

Click&Pay provides means to have cashless transactions via their App through which the Customer will be able to make payment using the Mobile Wallet Service. The Customer shall scan or fetch details of the Restaurant or any other such places (hereinafter “Merchants”), enter the bill amount and then make payment to complete the transaction (Hereinafter “SERVICE”).

Service can be used by you subject to your adherence with the terms and conditions set forth below including relevant policies. Click&Pay reserves the right, at its sole discretion, to revise, add, or delete portions of these terms and conditions any time without further notice. You shall re-visit the “Terms & Conditions” link from time to time to stay abreast of any changes that the “Site” may introduce.


The Services are not available to persons under the age of 18 or to anyone previously suspended or removed from the services by Click&Pay. By accepting these Terms & Conditions or by otherwise using the Services or the App, You represent that You are at least 18 years of age and have not been previously suspended or removed from the Services. You represent and warrant that you have the right, authority, and capacity to enter into this Agreement and to abide by all of the terms and conditions of this Agreement. You shall not impersonate any person or entity, or falsely state or otherwise misrepresent identity, age or affiliation with any person or entity.


You understand and agree that only the latest version of the App should be used. You agree to update/upgrade as and when the same is available in the App Store. You understand that if You do not install the latest version, the App may not function correctly and You may experience security and/or data flaws, for which we will not be liable under any circumstances.

You understand that except for information, products or services clearly indicated as being supplied by the Click&Pay, we do not operate, control, or endorse any information, products or services on the Internet in anyway. You also understand that Click&Pay cannot and does not guarantee or warrant that files available for downloading through the App will be free of viruses, worms or other code that may be damaging. You are responsible for implementing procedures to satisfy your particular requirements and for accuracy of data input and output.


1. While making the cashless payment through the App (“Transaction”) you ensure that the contents of your purchase, the details of the Merchant are correct. You agree and understand that once you submit your Transaction it cannot be reversed.
2. You agree and understand that we are not responsible for any loss you suffer if you enter the incorrect details for your Transaction.
3. You agree and understand that we will process your instruction to debit your account in real time.
4. You must not assume that we have received your payment until you have received a payment confirmation notification from us. You agree and understand that we are not responsible for any loss or damage you suffer because you repeated a purchase and we repeated the debit.


1. You agree and understand that you are responsible for maintaining the confidentiality of your PIN including in any and all transactions by persons that you give access to or that otherwise use such PIN and any and all consequences of use or misuse of your PIN.
2. You agree to notify us immediately of any unauthorized use of your PIN or any other breach of security regarding the Services of which you have knowledge.
3. You understand that Click&Pay is not responsible for any issues when Customer’s mobile phone is lost/stolen. Customer shall directly call the customer service number to block the Click&Pay account.


By using the App you agree not to:

  • use the App for any purposes other than to make cashless payments to the Merchants and/or to access the App in accordance with these Terms and Conditions and as such services are offered by Click&Pay;
  • impersonate any person or entity, falsely claim or otherwise misrepresent an affiliation with any person or entity, or access the accounts of others without permission, forge another persons’ digital signature, misrepresent the source, identity, or content of information transmitted via the App, perform any other similar fraudulent activity or otherwise make payment with what we reasonably believe to be potentially fraudulent funds;
  • infringe our or any third party’s intellectual property rights, rights of publicity or privacy;
  • use the App if You are under the age of eighteen (18) without a parental sponsor or in any event use the Services if You are under the age of thirteen (13) years old even with a parental sponsor and in accordance with applicable law;
  • post or transmit any message which is libelous, defamatory or which discloses private or personal matters concerning any person;
  • post or transmit any message, data, image or program which is pornographic in nature;
  • refuse to cooperate in an investigation or provide confirmation of Your identity or any other information You provide to Click&Pay;
  • remove, circumvent, disable, damage or otherwise interfere with security-related features of the App and the Website or features that enforce limitations on the use of the App;
  • reverse engineer, decompile, disassemble or otherwise attempt to discover the source code of the App or any part thereof, except and only to the extent that such prohibition is expressly prohibited by applicable law notwithstanding this limitation;
  • use the App in any manner that could damage, disable, overburden, or impair it, including, without limitation, using the App in an automated manner;
  • modify, adapt, translate or create derivative works based upon the App and the Site or any part thereof, except and only to the extent that such prohibition is expressly prohibited by applicable law notwithstanding this limitation;
  • intentionally interfere with or damage operation of the App or any other user’s enjoyment of it, by any means, including uploading or otherwise disseminating viruses, adware, spyware, worms, or other malicious code or file with contaminating or destructive features;
  • use any robot, spider, other automatic device, or manual process to monitor or copy the App without prior written permission;
  • interfere or disrupt this App or networks connected to this App;
  • take any action that imposes an unreasonably or disproportionately large load on our infrastructure/network;
  • use any device, software or routine to bypass the App’s robot exclusion headers, or interfere or attempt to interfere, with the App;
  • forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our App or to manipulate your presence on our App;
  • sell the Services, information, or software associated with or derived from it;
  • use the facilities and capabilities of the App to conduct any activity or solicit the performance of any illegal activity or other activity which infringes the rights of others;
  • breach this Agreement or any other Click&Pay agreement or policy;
  • provide false, inaccurate or misleading information;
  • use the App to collect or obtain personal information, including without limitation, financial information, about other users of the App;
  • Make cashless payments with what Click&Pay reasonably believes to be potentially fraudulent funds;
  • use the App in a manner that results in or may result in complaints, disputes, reversals, charge backs, fees, fines, penalties and other liability to Click&Pay, a third party or You;
  • use the App in a manner that Click&Pay or any payment card network reasonably believe to be an abuse of the payment card system or a violation of payment card network rules;
  • take any action that may cause Click&Pay to lose any of the Services from its service providers, payment processors or other suppliers;
  • send automated request of any kind to the App’s system without express permission in advance from Click&Pay.

All transactions are final with no refund or exchange permitted. You are responsible for your purchase and obliged to ensure that the details input by You are correct. Once You submit your Transaction it cannot be reversed.

However, in case of issues in transactions such as a double charge, then you may inform us by sending an email to our customer services email address care@soffice.in. Please include in the email the following details - the mobile number, amount, merchant name, transaction ID. Click&Pay shall investigate the incident and if it is found that money was indeed charged to your card or bank account more than once then we shall contact the Merchant and based upon mutual consent we may refund the amount.


Click&Pay will handle the failed/pending transactions when the amount from the customer account is deducted, Click&Pay will consult the particular third party service and initiate the refund amount once there are no objections and clearance on transaction, the amount will be deposited to the customer account/wallet in 15 working days.


You agree and understand that Click&Pay offers cash backs as a promotional part where the crediting of the cash back into Customer wallet wholly depends upon the Company. Campaigns completely depend on time basis and can be changed at any point of time with/without intimation to the customer.


Credit/Debit card details will be shared with card issuer and third party service providers/save card details

Click&Pay shares your information like Name, DOB, and Email to Merchants as a part of promotional/campaigns where they will be interacting through mails giving you the best deals/loyalty.


By accepting the terms and conditions the Customer accepts that Click&Pay may send the alerts to the mobile phone number provided by the Customer while registering for the service or to any such number replaced and informed by the Customer. The Customer acknowledges that the alerts will be received only if the mobile phone is in 'On' mode to receive the SMS. If the mobile phone is in 'Off' mode then the customer may not get / get after delay any alerts sent during such period. The Customer acknowledges that the SMS service provided by Click&Pay is an additional facility provided for the Customer's convenience and that it may be susceptible to error, omission and/ or inaccuracy. In the event the customer observes any error in the information provided in the alert, Click&Pay shall be immediately informed about the same by the Customer and Click&Pay will make best possible efforts to rectify the error as early as possible. The Customer shall not hold Click&Pay liable for any loss, damages, claim, expense including legal cost that may be incurred/ suffered by the Customer on account of the SMS facility. The Customer acknowledges that the clarity, readability, accuracy, and promptness of providing the service depend on many factors including the infrastructure, connectivity of the service provider. Click&Pay shall not be responsible for any non-delivery, delayed delivery or distortion of the alert in any way whatsoever. By accepting the terms and conditions the Customer acknowledges and agrees that Click&Pay may call the mobile phone number provided by the customer while registering for the service or to any such number replaced and informed by the Customer, for the purpose of collecting feedback from the customer regarding their usage of services.


You agree that Click&Pay, in its sole discretion, for any or no reason, and without penalty, may suspend or terminate your account (or any part thereof) or your use of the App and remove and discard all or any part of your account, your user profile, or your recipient profile, at any time. Click&Pay may also in its sole discretion and at any time discontinue providing access to the App, or any part thereof, with or without notice. You agree that any termination of your access to the App or any account you may have or portion thereof may be effected without prior notice, and you agree that Click&Pay will not be liable to you or any third party for any such termination. Any suspected fraudulent, abusive or illegal activity may be referred to appropriate law enforcement authorities. These remedies are in addition to any other remedies Click&Pay may have at law or in equity. Upon termination for any reason, you agree to immediately stop using the App.


In no event will Click&Pay or its contractors, agents, licensors, partners, suppliers be liable to you for any special, indirect, incidental, consequential, punitive, reliance, or exemplary damages (including without limitation lost business opportunities, lost revenues, or loss of anticipated profits or any other pecuniary or non-pecuniary loss or damage of any nature whatsoever) arising out of or relating to (i) this agreement, (ii) the services, the App or any reference App, or (iii) your use or inability to use the services, the App (including any and all materials), even if Click&Pay or a Click&Pay authorized representative has been advised of the possibility of such damages. In no event will Click&Pay or any of its contractors, directors, employees, agents, third party partners, licensors or suppliers’ total liability to you for all damages, liabilities, losses, and causes of action arising out of or relating to (i) this Agreement, (ii) the Services, (iii) your use or inability to use the Services or the App (including any and all Materials), or (iv) any other interactions with Click&Pay, however caused and whether arising in contract, tort including negligence, warranty or otherwise, exceed the amount paid by you, if any, for using the portion of the Services or the Site giving rise to the cause of action or One Thousand Rupees (Rs.1000), whichever is less.

You acknowledge and agree that Click&Pay has offered its products and services, set its prices, and entered into this agreement in reliance upon the warranty disclaimers and the limitations of liability set forth herein, that the warranty disclaimers and the limitations of liability set forth herein reflect a reasonable and fair allocation of risk between you and Click&Pay, and that the warranty disclaimers and the limitations of liability set forth herein form an essential basis of the bargain between you and Click&Pay. Click&Pay would not be able to provide the services to you on an economically reasonable basis without these limitations. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitations or exclusions may not apply to you. In such cases, Click&Pay’s liability will be limited to the fullest extent permitted by applicable law. This paragraph shall survive termination of this Agreement.


You agree to indemnify, save, and hold Click&Pay, its affiliates, contractors, employees, officers, directors, agents and its third party suppliers, licensors, and partners harmless from any and all claims, losses, damages, and liabilities, costs and expenses, including without limitation legal fees and expenses, arising out of or related to your use or misuse of the App, any violation by you of this Agreement, or any breach of the representations, warranties, and covenants made by you herein. Click&Pay reserves the right, at your expense, to assume the exclusive defence and control of any matter for which you are required to indemnify Click&Pay, including rights to settle, and you agree to cooperate with Click&Pay’s defence and settlement of these claims. Click&Pay will use reasonable efforts to notify you of any claim, action, or proceeding brought by a third party that is subject to the foregoing indemnification upon becoming aware of it. This paragraph shall survive termination of this Agreement.


To the fullest extent permissible pursuant to applicable law, Click&Pay and its third-party partners, licensors, and suppliers disclaim all warranties, statutory, express or implied, including, but not limited to, implied warranties of Merchantability, fitness for a particular purpose, and non-infringement of proprietary rights. No advice or information, whether oral or written, obtained by you from Click&Pay or through the services or the site will create any warranty not expressly stated herein. You expressly acknowledge that as used in this section, the term “Click&Pay” includes Click&Pay’s officers, directors, employees, shareholders, agents, licensors, subcontractors and affiliated companies.

You expressly agree that use of the App is at your sole risk. It is your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information provided through the App or on the internet generally. We do not warrant that the service will be uninterrupted or error-free or that defects in the App will be corrected. The App and any data, information, third party software, reference sites, services, or software made available in conjunction with or through the App are provided on an “as is” and “as available,” “with all faults” basis and without warranties or representations of any kind either express or implied. Click&Pay, and its third party suppliers, licensors, and partners do not warrant that the data, Click&Pay software, functions, or any other information offered on or through the App or any reference sites will be uninterrupted, or free of errors, viruses or other harmful components and do not warrant that any of the foregoing will be corrected. Click&Pay and its third party suppliers, licensors, and partners do not warrant or make any representations regarding the use or the results of the use of the App or any reference sites in terms of correctness, accuracy, reliability, or otherwise.

You understand and agree that you use, access, download, or otherwise obtain information, materials, or data through the App or any reference sites at your own discretion and risk and that you will be solely responsible for any damage to your property (including your computer system and device) or loss of data that results from the download or use of such material or data. We do not authorize anyone to make any warranty on our behalf and you should not rely on any such statement. This paragraph shall survive termination of this Agreement. In no event will Click&Pay be liable for any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the App.


The App is owned and operated by Click&Pay and/or third party licensors. The visual interfaces, graphics, design, compilation, information, computer code (including source code and object code), products, software, services, and all other elements of the App provided by Click&Pay (the “Materials”) are protected by Indian copyright, trade dress, patent, and trademark laws, international conventions, and all other relevant intellectual property and proprietary rights, and applicable laws. As between you and Click&Pay, all Materials, trademarks, service marks, and trade names contained on the App are the property of Click&Pay and/or third party licensors or suppliers. You agree not to remove, obscure, or alter Click&Pay or any third party’s copyright, patent, trademark, or other proprietary rights notices affixed to or contained within or accessed in conjunction with or through the Services. Except as expressly authorized by Click&Pay, you agree not to sell, license, distribute, copy, modify, publicly perform or display, transmit, publish, edit, adapt, create derivative works from, or otherwise make unauthorized use of the Materials. Click&Pay reserves all rights not expressly granted in this Agreement. If you have comments regarding the App or ideas on how to improve it, please contact customer service. Please note that by doing so, you hereby irrevocably assign to Click&Pay, and shall assign to Click&Pay, all right, title and interest in and to all ideas and suggestions and any and all worldwide intellectual property rights associated therewith. You agree to perform such acts and execute such documents as may be reasonably necessary to perfect the foregoing rights.


Click&Pay reserves the right to change, modify, add, or remove portions of this Agreement (each, a “change”) at any time by posting notification to the Site or otherwise communicating the notification to you. The changes will become effective, and shall be deemed accepted by you, 24 hours after the initial posting and shall apply immediately on a going-forward basis with respect to payment transactions initiated after the posting date. If you do not agree with any such modification, your sole and exclusive remedy is to terminate your use of the App. For certain changes, Click&Pay may be required under applicable law to give you advance notice, and Click&Pay will comply with such requirements.


Click&Pay may provide you with notices and communications by email, regular mail or postings on the App or by any other reasonable means. Except as otherwise set forth herein, notice to Click&Pay must be sent by courier or registered mail to the address provided above herein.


The failure of Click&Pay to exercise or enforce any right or provision of this Agreement will not constitute a waiver of such right or provision. Any waiver of any provision of this Agreement will be effective only if in writing and signed by Click&Pay.


Click&Pay may elect to resolve any dispute, controversy or claim arising out of or relating to this Agreement or Service provided in connection with this Agreement by binding arbitration in accordance with the provisions of the Indian Arbitration & Conciliation Act, 1996. Any such dispute, controversy or claim shall be arbitrated on an individual basis and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in Hyderabad jurisdiction, India and judgment on the arbitration award may be entered in any court having jurisdiction thereof. Either you or We may seek any interim or preliminary relief from a court of competent jurisdiction in Hyderabad jurisdiction, India, necessary to protect the rights or the property of you or Click&Pay (or its agents, suppliers, and subcontractors), pending the completion of arbitration. Any arbitration shall be confidential, and neither You nor We may disclose the existence, content or results of any arbitration, except as may be required by law or for purposes of the arbitration award. All administrative fees and expenses of arbitration will be divided equally between you and us. In all arbitrations, each party will bear the expense of its own lawyers and preparation. The language of Arbitration shall be English.


Except as otherwise agreed by the parties or as described in the Arbitration section above, you agree that any claim or dispute you may have against Click&Pay must be resolved by a court located in Hyderabad jurisdiction, India. You agree to submit to the personal jurisdiction of the courts located within Hyderabad jurisdiction, India for the purpose of litigating all such claims or disputes. This Agreement shall be governed by the laws of India, without giving effect to any principles of conflicts of law.


If any provision of this Agreement is held to be unlawful, void, invalid or otherwise unenforceable, then that provision will be limited or eliminated from this Agreement to the minimum extent required, and the remaining provisions will remain valid and enforceable.


This Agreement, and any rights granted hereunder, may not be transferred or assigned by you without our prior written consent which may be withheld in our sole discretion, but may be assigned by us without restriction. Any assignment attempted to be made in violation of this provision shall be void and of no effect.


Upon termination of this Agreement, any provision which, by its nature or express terms should survive, will survive such termination or expiration as applied to transfers and relationship prior to such termination or expiration.


The heading references herein are for convenience purposes only, do not constitute a part of these Terms and Conditions, and will not be deemed to limit or affect any of the provisions hereof.


This is the entire agreement between you and Click&Pay relating to the subject matter hereof and will not be modified except in writing, signed by both parties, or by a change to this Agreement made by Click&Pay in accordance with the terms of this Agreement.


We, SOFFICE GLOBAL TECHNOLOGIES PVT LTD., having its registered office at 37-93/51, Road No 4, Madhura Nagar, Neredmet X Roads, R K Puram Post, Secunderabad - 500056, Telangana, INDIA, operate the Mobile based Application Click&Pay (hereinafter “Click&Pay” or “App”). At Click&Pay, we ensure our firm’s commitment to your privacy vis-à-vis the protection of your priceless information. In order to endow you with our uninterrupted use of services, we may collect and, in some circumstances, disclose information about you. To enhance better protection of your privacy we provide this notice explaining our information practices and the choices you can make about the way your information is collected and used. If you have any questions or concerns regarding this privacy policy, you should contact our Customer Support Desk at reachus@soffice.in.


We commit to respecting your online privacy data. We further recognize your need for appropriate protection and management of any personally identifiable information ("Personal Information") you share with us. Information that is considered personal about you by us includes, but is not limited to, your name, address, email address or other contact information. In order to use this App, you are required to register yourself by providing the following information which includes, but is not limited to:
(1) Name;
(2) User Name;
(3) Password;
(4) Mobile number;
(5) User operated 4-digit passkey;
(6) E-mail Address.


We reserve the right to change the Terms and Privacy Policy from time to time as seen fit, without any intimation to you, and your continued use of the App will signify your acceptance of any amendment to these terms. You are therefore advised to re-read the Terms of Service on a regular basis. Should it be that you do not accept any of the modifications or amendments to the Terms, you may terminate your use of this App immediately.


Our App's online requisition form requires users to give us contact information (like your name, address, telephone number and email address). As a member of Click&Pay you are required to provide a valid email address at registration and choose a username or alias that represents your identity on our App. In furtherance to this we also collect device ¬specific information such as your International Mobile Equipment Identifiers (IMEI) without your intervention. Certain information, such as your name, e-mail addresses, is collected in order to, among other things, verify your identity and for use as account numbers in our record system. Email addresses, Geo-locations, Intellectual Property, listings viewed, any information entered in the contact us form or any other form displayed on any section of the App are also collected. OUR USE OF YOUR INFORMATION Your contact information is also used to contact you when necessary. We use your IP address to help diagnose problems with our server, and to administer our App. Your IP address is also used to help identify you and to gather broad demographic information. Finally, we may use your IP address to help protect our partners and ourselves from fraud. We will continue to enhance our security procedures as new technology becomes available. We will transfer information about you if we are acquired by or merged with another company. In this event, we will notify you by email or by putting a prominent notice on the App before information about you is transferred and becomes subject to a different privacy policy. We may release your personal information to a third-party in order comply with a Court Order or other similar legal procedure, or when we believe in good faith that such disclosure is necessary to comply with the law; prevent imminent physical harm or financial loss; or investigate or take action regarding illegal activities, suspected fraud, or violations of Our Terms of Use. We may disclose personally identifiable information to parties in compliance with our Copyright Policy as mentioned in the Terms of Use as we in our sole discretion believe necessary or appropriate in connection with an investigation of fraud, intellectual property infringement, piracy, or other unlawful activity. In such events, we may disclose name, address, country, phone number, email address and company name.


You further acknowledge that the App may contain information which is designated confidential by us and that you shall not disclose such information without our prior written consent. Your information is regarded as confidential and therefore will not be divulged to any third party, unless if legally required to do so to the appropriate authorities. We will not sell, share, or rent your personal information to any third party or use your e-mail address for unsolicited mail. Any emails sent by us will only be in connection with the provision of agreed services and products.


Due to the existing regulatory environment, we cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting and foregoing), we may be forced to disclose information to the government, law enforcement agencies or third parties. Under certain circumstances, third parties may unlawfully intercept or access transmissions or private communications, or members may abuse or misuse your information that they collect from our Apps. Therefore, although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your personally identifiable information or private communications would always remain private. As a matter of policy, we do not sell or rent any personally identifiable information about you to any third party. However, the following describes some of the ways that your personally identifiable information may be disclosed.

External Service Providers:

There may be a number of services offered by external service providers that help you use our Apps. If you choose to use these optional services, and in the course of doing so, disclose information to the external service providers, and/or grant them permission to collect information about you, then their use of your information is governed by their private policy.

Other Corporate Entities:

We share much of our data, including personally identifiable information about you, with our parent and/or subsidiaries that are committed to serving your online needs and related services, throughout the world. Such data will be shared for the sole purpose of enhancing your browsing experience. To the extent that these entities have access to your information, they will treat it at least as protectively as they treat information they obtain from their other members. It is possible that We and/or its subsidiaries, or any combination of such, could merge with or be acquired by another business entity. Should such a combination occur, you should expect that we would share some or all of your information in order to continue to provide the service. You will receive notice of such event (to the extent it occurs).

Law and Order:

We cooperate with law enforcement inquiries, as well as other third parties to enforce laws, such as: intellectual property rights, fraud and other rights. We can (and you authorize us to) disclose any information about you to law enforcement and other government officials as we, in our sole discretion, believe necessary or appropriate, in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us or you to legal liability.


Following registration, you can review and change the information you submitted except your display name, during registration. If you change any information we may keep track of your old information. You can change your registration information such as: name, address, city, state, zip code, country, phone number, and profile. To remove your profile so that others cannot view it, contact our customer support team at reachus@soffice.in We will retain in our files information you have requested to remove for certain circumstances, such as to resolve disputes, troubleshoot problems and enforce our terms and conditions. Further, such prior information is never completely removed from our databases due to technical and legal constraints, including stored 'back up' systems. Therefore, you should not expect that all of your personally identifiable information will be completely removed from our databases in response to your requests.


When you sign up to become a Member, you will also be asked to choose a password. You are entirely responsible for maintaining the confidentiality of your password. It is important that you protect it against unauthorized access of your account and information by choosing your password carefully, and keeping your password and computer secure by signing out after using our services You agree not to use the account, username, email address or password of another Member at any time or to disclose your password to any third party. If you choose to share this information with third parties to provide you additional services, you are responsible for all actions taken with your login information and password and therefore should review each third party's privacy policy. You are responsible for all actions taken with your login information and password, including fees. If you lose control of your password, you may lose substantial control over your personally identifiable information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised for any reason, you should immediately change your password. You agree to notify us immediately if you suspect any consistent unauthorized use of your account or access to your password even after changing it.


Except as otherwise expressly included in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. To the extent that you disclose your information to other parties, throughout the Internet, different rules may apply to their use or disclosure of the information you disclose to them. To the extent that we use third party advertisers, they adhere to their own privacy policies. Since we do not control the privacy policies of the third parties, you are subject to ask questions before you disclose your personal information to others.


data as an asset that must be protected against loss and unauthorized access. We employ many different security techniques to protect such data from unauthorized access by members inside and outside the company. We do not recommend transfer of sensitive information and bank account details via the App. Users are recommended to do so offline, on the phone or via personal emails. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. However, "perfect security" does not exist on the Internet. You therefore agree that any security breaches beyond the control of our standard security procedures are at your sole risk and discretion.


We cannot ensure that all of your private communications and other personal information (including sensitive information bank account number) will never be disclosed in ways not otherwise described in this Privacy Policy. Therefore, although we are committed to protecting your privacy, we do not promise, and you should not expect, that your personal information will always remain private. As a user of the App, you understand and agree that you assume all responsibility and risk for your use of the App, the internet generally, and the documents you post or access and for your conduct on and off the App.